Online Payment towards

Good Governance

We Value Integrity, Partnership, Innovation and Implementation.


A platform to address your customer’s billing woes by typing the wrong amount on their bill payment details. This is an on-premise thin-client facility provided to all merchants who wish to extend their billing information to their customers. Customers now have the option to be informed of their dues and PAY and settle in real-time.


A local wallet-system facility that allows an institution to offer a closed-wallet service for their customers. Create their own billing merchants and communities, introduce a trade network facility that can expand their physical presence and services beyond over-the-counter interactions.

YeOR Receipt

A facility for all types of merchants who need issuance of electronic receipts for their online services. Its an on-premise solution secured and in compliance with BIR component solution that connects to all types of BIR-approved accounting systems – CAS, Loose-leaf, and Manual.

What We Do

Building the Future with Technology and Governance

eCommerce for Farmers is the Official E-commerce for Farmers market place endorsed by the Congressional Oversight Committee for Agriculture Modernization COCAFM is composed of both the Senate and Lower House of the Republic of the Philippines for the modernization of both the agriculture and fisheries sector. The E-commerce for Farmers Program has strategic partnerships with both the government and private sector to bridge the digital divide of one of the most marginalized sector categorically identified as farmer and fisherfolks.

electronic Payment Portal

This online payment service enables Banks and Financial Institutions to provide their merchants such as Private Companies, SMEs, Cooperatives, NGOs, National Government Agencies, and Local Government Units a transaction capable site. The service provides online facility for citizens/ consumers to the respective government fees and taxes, as well as merchants for purchase and payment transactions. The initial payment facility is connected to the BSP – Philippine Payments and Settlement System and the Landbank LinkBiz Portal. The Landbank ePP is also developed by for Landbank. Interconnection with existing systems is easy and secure as both systems are compliant to central bank, VISA, BiR, and Commission on Audit regulations


Works for online and offline LGU service that accepts payments for fees, taxes, licenses, permits, and other LGU charges.

We Offer


Web-based application that works for online and offline LGU services that accepts payments for fees, taxes, licenses, permits and other LGU charges.

e SMESuite

Focusing on business operations, PHILPACS provides an integrated Enterprise Suite of services linked to an online payment system. Landbank will be the settlement bank of all online payment, collection and purchase transactions of the enterprise.


It is a development to advance a client installment propensity that encourages simplicity of assortment and in a hurry installments


A web application that allows an institution to established up a wallet network outside its current reach to extend over-the-counter service beyond physical branch expansion and to create incentive and loyalty schemes tailored to demographic and community targets.


This service is an integrated solution from membership, product posting and canvassing, negotiation (chat), e-contract signing and online payment (bank to bank fund transfer).


It was designed to address the problems of accepting payments online from paying customers, but was unable to issue “online receipts” instead of returning to the issue of their BIR-approved physical receipts manual.

Why Us?


To build a global company focused on customized software solutions and programs to Government banks in order to address the payment needs of its citizens to government and from government to its citizens


Integrity, Partnership, Innovation, Implementation

Our Vision

To create the most simple, impactful and cost effective payment solutions from citizens to government to citizens

Our Mission

To enable government banks with innovative software solutions and programs to accelerate their financial inclusion goals

Who We Are

PHILPaCS started with the launch of the website as an eCommerce for Farmers trading hub. In 2000, the company partnered with the Land Bank of the Philippines to conduct a 19-city roadshow/ training activity to the countryside. The company trained farmers and fisherfolks on the use of ICT software and hardware and promote the benefit of eCommerce as a marketing tool for their produce and services. Through this partnership, the site became the Official Marketplace of the Philippines for Agriculture and Fisheries Sector as endorsed by the Congressional Oversight Committee for Agriculture and Fisheries Modernization. The company also received a World Bank Grant through the Development Marketplace – InfoDev competition.

Edgardo B. Herbosa

Chief Executive Officer

Ryk C. Ramos

Chief Operations Officer

Rec S. Babasa

Chief Innovations Officer

Erick S. Kalugdan

Chief Information Officer

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Our Address

20th Floor, Regus Zuellig Building, Makati Avenue corner Paseo de Roxas, Makati City 1226, Philippines

Email Us

Call Us

(+63) 936-397-5080
(046) 434-9004

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